Towing Insurance
L.A. West Insurance Services, Inc. can secure towing insurance for trucks of any size, including car haulers and operations that need on-hook coverage. We know from combined decades of experience the risks that come with moving other people’s vehicles, and we build coverage to match that exposure.
If you’re frustrated with slow responses or concerned about gaps in your current policy, give our team a call for support that moves at your pace and gets your trucks to work without delay.
Find out what your next policy should look like and call (877) 527-2378.
What Does Tow Truck Insurance Need To Cover?
We arrange tow truck insurance coverage for a wide variety of operations, including on-hook towing and car haulers. Each type of vehicle and service brings its own set of requirements, where risks can be distinct and policy needs are frequently highly individual.
The coverage needs to at least account for the value of the vehicles being moved, the liability you take on while operating, and the exposure tied to roadside work or recovery zones. It can get more complex when we start looking at state-specific requirements, contracted work, and situations where you're crossing into multiple risk classes under one operation. However, our reach through national carriers and industry-aligned markets allows us to source policies that handle those details.
L.A. West Insurance Services, Inc.’s Tow Truck Insurance Brokers
Our tow truck insurance brokers draw on training, experience, and nationwide licensing to give you the most convenient and comprehensive path to smart coverage and expert support.
Our brokers also:
- Hold active property and casualty licenses across 48 states
- Are available Monday through Friday to respond to any request or change
- Maintain a strong track record for five-star service and lasting client relationships
- Handle your commercial insurance renewals with accuracy
Applying these core commitments and competencies to towing means every policy is shaped with an understanding of carrier expectations and specific liability exposures.
Does Size Affect Commercial Tow Truck Insurance Needs?
Size is one factor in how tow truck insurance is written. Larger trucks are perceived to carry a higher risk, both in terms of the equipment itself and in what they’re towing. Heavier units may also be subject to different liability requirements, additional filings, or stricter underwriting depending on the work they’re doing and the states they operate in.
We secure insurance for tow trucks of every size and configuration. That includes light-duty wreckers, medium-duty carriers, and heavy-duty recovery units. If you operate a mixed fleet or run specialized equipment, we’re the right brokerage for you.
How Do You Handle Tow Truck Insurance Renewal?
Tow truck insurance renewal involves a full review of your current policy, along with updated information on vehicles, drivers, and any changes in how you operate. Carriers require accurate unit lists, driving records, proof of compliance, and claims history before issuing new terms. If anything has changed, it can directly impact your renewal.
We walk you through each step, starting with what needs to be updated or confirmed. We can communicate with carriers, review documents for accuracy, and make sure everything is submitted on time. If adjustments are needed, we catch them early and make the corrections immediately.
Stay Compliant With Proper Towing Insurance Coverage
Staying compliant and ahead of regulatory changes is straightforward with L.A. West Insurance Services, Inc. on your side. Our specialized background means you can trust us to find you towing insurance coverage that meets state, contract, and operational requirements.
Looking for towing insurance? Contact us at (877) 527-2378.